Some franchises that NEED to pay attention to what their budgets/financial situations have played out as to this point in the offseason. If you look at the financial reports in-game, it will account for any pending offers you have made, so keep that in mind when looking at the numbers.
A good rule of thumb for everyone:
Negative Projected Balance = Lose money every day simmed
Positive Projected Blance = Gain money every day simmed
The lower your cash-on-hand, the more you need positive projected balance.
Lastly, keep in mind the game is subtracting the 4.8 million "Player Development Budget" as part of your projected budget spending. If you are planning on cutting the 4.8 to a lesser number, you can spend/save that money in free agency. If you plan on increasing that after the first of the year, remember that the additional number will come out of your cash-on-hand
ATL - you're over budget by about 15 million. You have a lot of excess cash but need to reduce payroll at some point.
HOU - just a bit over budget...trimming a bit of money off will get you set up well for the season.
MIN - you're almost negative 10 million cash-on-hand, but you have an EXCELLENT budget right now at about +27 million surplus over budget. If so sign no free agents and just bring up players within your organization + rule 5 picks, you can probably be in the green in cash by mid-season.
NYY - you're about 10 million over budget, while you have cash, it is suggested that you consider some cuts.
NYM - you're negative budget, and have low cash. Cut some payroll quickly.
SF - losing money each sim, but have a heavy cash reserve
A good rule of thumb for everyone:
Negative Projected Balance = Lose money every day simmed
Positive Projected Blance = Gain money every day simmed
The lower your cash-on-hand, the more you need positive projected balance.
Lastly, keep in mind the game is subtracting the 4.8 million "Player Development Budget" as part of your projected budget spending. If you are planning on cutting the 4.8 to a lesser number, you can spend/save that money in free agency. If you plan on increasing that after the first of the year, remember that the additional number will come out of your cash-on-hand
ATL - you're over budget by about 15 million. You have a lot of excess cash but need to reduce payroll at some point.
HOU - just a bit over budget...trimming a bit of money off will get you set up well for the season.
MIN - you're almost negative 10 million cash-on-hand, but you have an EXCELLENT budget right now at about +27 million surplus over budget. If so sign no free agents and just bring up players within your organization + rule 5 picks, you can probably be in the green in cash by mid-season.
NYY - you're about 10 million over budget, while you have cash, it is suggested that you consider some cuts.
NYM - you're negative budget, and have low cash. Cut some payroll quickly.
SF - losing money each sim, but have a heavy cash reserve